Insurance Requirements for Car Registration in Delaware

Schedule Brake Pad Replacement
Service Area

$124.62 - $450.29

Price range for all vehicles
Average rating from 10,732 customers who received a Brake Pads Replacement.

The state of Delaware requires that all drivers carry liability automotive insurance, or “financial responsibility,” in order to operate a vehicle legally and maintain vehicle registration. This law applies to any passenger vehicle that is operated on public roadways in Delaware.

The minimum financial responsibility requirements for private individuals under Delaware law is as follows:

  • A minimum of $15,00 per person, for bodily injury or death. This means you’ll need to carry a minimum of $20,000 to cover the lowest possible number of people involved in an accident (the two drivers).

  • A minimum of $10,000 for property damage liability

This means that the total minimum amount of financial responsibility you will need is $40,000 for both bodily injury and property damage liability.

Types of insurance

While the liability insurance and bodily injury insurance listed above is the only type of auto insurance required in Delaware, the state also recognizes these types of additional coverage:

  • Collision Insurance, which covers damages to your vehicle caused by a traffic accident.

  • Comprehensive Coverage, which covers damage that your vehicle may sustain due to non-traffic elements like inclement weather or vandalism.

  • Uninsured Motorist Insurance, which helps cover the costs of an accident in which the other driver was not insured, or was under-insured.

  • Personal Injury Protection, which helps pay for medical bills, lost wages, or funeral costs that were the result of an auto accident.

  • Towing and Labor Coverage, which helps cover the cost of towing your vehicle to a service bay in the event of an accident.

  • Rental Reimbursement Coverage, which helps pay for the cost of a rental vehicle after an accident.

Proof of insurance

Any driver who is operating a vehicle registered in Delaware must carry proof of insurance with them. Proof of insurance is also required in order to register a vehicle with the DMV.

Acceptable documents to prove insurance include:

  • An insurance card from an authorized insurance provider

  • An electronic version of your insurance card, such as a photograph on a mobile phone

  • An SR-22 Proof of Financial Responsibility document, which verifies that you have insurance, and is usually only required of drivers who have previously had their licenses suspended for reckless driving or DUI charges.

Violation penalties

If you fail to produce proof of insurance when requested by a law enforcement officer during a traffic stop or at the scene of an accident, or fail to prove you have insurance when asked by the state, you could be facing some very stiff penalties in Delaware:

  • A minimum fine of $1,500 for the first offense

  • Further offenses can result in a minimum fine of $2,000, as well as a license suspension of up to six months

In order to clear a registration suspension, and gain possession of your registered plates again, you must provide a current proof of insurance.

For more information, contact the Delaware Department of Motor Vehicles through their website.


Next Step

Schedule Brake Pad Replacement

The most popular service booked by readers of this article is Brake Pad Replacement. Yourmechanic’s technicians bring the dealership to you by performing this job at your home or office 7 days a week between 7AM-9PM. We currently cover over 10k cities and have 100k+ 5-star reviews... LEARN MORE

SEE PRICING & SCHEDULING

The statements expressed above are only for informational purposes and should be independently verified. Please see our terms of service for more details

Recent Brake Pad Replacement reviews

Excellent Rating


YourMechanic Brake Pad Replacement Service

Average Rating

4.9/5

Number of Reviews

10,732

Rating Summary
10,227
323
67
33
82
10,227
323
67
33
82

Rigoberto

9 years of experience
706 reviews
Rigoberto
9 years of experience
Chevrolet Equinox - Brake Pads Replacement (Rear) - Niles, Illinois
Rigo was great! He got there early, finished the job early, left everything clean. He changed my rear pads and rotors. The original quoted time was 90 minutes, he was done in about 60. He knows what he is doing and I am recommending him to all my friends and coworkers.
Mercedes-Benz C250 - Brake Pads Replacement (Front, Rear) - Chicago, Illinois
Rigo is a maverick hands down. Don’t take your car for work elsewhere. Especially great at Mercedes—this guy knows his profession! I will be using him for everything related to my car going forward.

Arturo

25 years of experience
35 reviews
Arturo
25 years of experience
Kia Forte - Brake Pads Replacement (Front) - San Diego, California
ARTURO is great! very professional , fast, replaced my front brake pads and oil an filter change. everything now works and works well. Brakes have much improved stopping power and engine is smooth and quiet.Arturo is also kind and thoughtful. "Your mechanic" is very fortunate to have Arturo Lopez represent your company. I enthusiastically recommend him and "Your mechanic> as a fine operation Best regards to the Team Peter Marto
Nissan Maxima - Brake Pads Replacement (Front, Rear) - San Diego, California
Arturo was prompt and completed my brake repair, including new rotors in a very efficient manner. I am very pleased with the quality of the work and the parts and will definitely look to have him service our other car in the near future.

Scott

32 years of experience
345 reviews
Scott
32 years of experience
Lexus IS250 - Brake Pads Replacement (Rear) - Denver, Colorado
Always on time, speedy, professional, and pleasant to interact with. The work is always consistent and we'll done. I can't reccomend Scott highly enough!

Michael

10 years of experience
15 reviews
Michael
10 years of experience
Nissan Sentra - Brake Pads Replacement (Front) - Conyers, Georgia
He was promptly on time and got the job done efficiently in a timely manner. I really appreciate the rapid respone on getting the job done! I would most definitely use this service again.

Need Help With Your Car?

Our certified mobile mechanics make house calls in over 2,000 U.S. cities. Fast, free online quotes for your car repair.

GET A QUOTE