Skip the auto shop - Our mechanics make house calls

Insurance Requirements for Car Registration in Wyoming

Insurance Requirements for Car Registration in Wyoming

The Wyoming Department of Transportation requires that all drivers carry minimum amounts of liability insurance, or “financial responsibility” in order to legally operate a vehicle on the Wyoming roadways. Most drivers choose to purchase insurance through a provider, but there are two other methods of securing financial responsibility that are allowed by the state:

  • Drivers may post a bond with the Wyoming Department of Transportation.

  • Drivers may deposit $25,000 with the State Treasurer.

Financial responsibility requirements

The minimum financial responsibility requirements for Wyoming drivers are as follows:

  • A minimum of $25,000 per person, for bodily injury or death. This means you’ll need to carry a minimum of $50,000 to cover the lowest possible number of people involved in an accident (the two drivers).

  • A minimum $20,000 for property damage liability

This means that the total minimum amount of financial responsibility you will need is $70,000 to cover bodily injury or death, and property damage liability.

Additionally, Wyoming insurance policies must include a minimum total of $70,000 for uninsured or under-insured motorist coverage, which pays for injuries that occur during an accident with a driver who did not carry the legally required liability insurance, or did not carry sufficient amounts of insurance. However, Wyoming drivers may opt out of this coverage if they wish to do so.

Wyoming Automobile Insurance Plan

Any driver that is considered a “high-risk” driver can be legally refused coverage by a Wyoming insurance provider. In order to ensure that all drivers carry the legally required liability insurance, the state maintains the Wyoming Automobile Insurance Plan. Under this plan, any driver may apply through any licensed insurance agent for coverage, regardless of their driving history.

Proof of insurance

Drivers in Wyoming do need to show proof of insurance if they are involved in a car accident, or if they are pulled over by a police officer for a traffic violation. Drivers also need to present proof of insurance when registering a vehicle. Acceptable proof of insurance documents include:

  • The insurance ID card provided by an authorized insurance provider

  • A certificate of deposit from the State Treasurer in the amount of $25,000

  • Evidence of a bond on file with the Wyoming Department of Transportation

Violation penalties

There are several types of penalties that may be issued to drivers found guilty of insurance violations in Wyoming. For drivers that cannot produce proof of insurance within a week of being asked to present it by a law enforcement officer, the penalties could include:

  • A fine of up to $750

  • Up to six months in jail

Additionally, drivers who had their driver’s license suspended for being involved in an accident while uninsured may be required to file an SR-22 Proof of Financial Responsibility document. This document ensures the state that the driver will carry the required liability insurance for three years, and results in more expensive insurance premiums.

For more information, or to renew your registration online, contact the Wyoming Department of Transportation through their website.

The statements expressed above are only for informational purposes and should be independently verified. Please see our terms of service for more details
Icon-warranty_badge-02

Skip the repair shop, our top-rated mechanics come to you.

At your home or office

Choose from 600+ repair, maintenance & diagnostic services. Our top-rated mechanics bring all parts & tools to your location.

Fair & transparent pricing

See labor & parts costs upfront, so you can book with confidence.

12-month, 12,000-mile warranty

Our services are backed by a 12-month, 12,000-mile warranty for your peace of mind.

Get A Quote

Need Help With Your Car?

Our certified mobile mechanics make house calls in over 2,000 U.S. cities. Fast, free online quotes for your car repair.

GET A QUOTE

More related articles

P0052 OBD-II Trouble Code: HO2S Heater Control Circuit High (Bank 2 Sensor 1)
P0052 code definition HO2S Heater Control Circuit High (Bank 2 Sensor 1) What the...
How to Get a Louisiana Driver's Permit
s licensing program. The first step in this program is to obtain...
Veteran and Military Driver Laws and Benefits in Idaho
The state of Idaho offers a number of benefits and perks for those Americans who have either served in an Armed Forces branch in the...


Related questions

Q: My park 2003 Cadillac Escalade was hit on the front driver side knock a foot from where it was parked and back up on the center is.

Due to the collusion on the vehicle, the exhaust system was damaged and causing excessive air to get into the exhaust before the oxygen sensors. If the engine light was not on before the accident and now it is on,...

Q: What is "diminished value" as it refers to a totaled car?

Hi, thanks for writing in. The insurance company can use "diminished value" for a number of reasons. The overall condition of the vehicle not including the wreck, above average mileage, etc. I would ask them what criteria they are using...

Q: Can an accident cause the alignment to be off and the front left strut to leak even when only the body was damaged visually?

If the speed at time of impact was over 10 MPH and you jumped the curb, the alignment can easily be disturbed not to mention the possibility, indeed likelihood if the speed was high enough, of damage to the unibody...