Insurance Requirements for Car Registration in South Dakota

Schedule Brake Pad Replacement
Service Area

$125.02 - $465.01

Price range for all vehicles
Average rating from 11,884 customers who received a Brake Pads Replacement.

All drivers in South Dakota are required to prove financial responsibility in order to legally operate and register a vehicle. The most common way that drivers do this is to purchase an insurance policy; however, drivers may also deposit cash or bonds with the State Treasurer to cover the minimum requirements for liability insurance, or apply for a certificate of self-insurance.

The minimum financial responsibility requirements for South Dakota drivers are as follow:

  • A minimum of $25,000 per person, for bodily injury or death. This means you’ll need to carry a minimum of $50,000 to cover the lowest possible number of people involved in an accident (the two drivers).

  • A minimum $25,000 for property damage liability

This means that the total minimum amount of financial responsibility you will need is $75,000 to cover bodily injury or death, and property damage liability.

Additionally, all insurance providers are required to offer Uninsured Motorist Coverage in their minimum insurance policies.

South Dakota Automobile Insurance Plan

All South Dakota insurance providers are legally allowed to refuse coverage to a driver they deem to be “high-risk.” If a driver has a poor driving record, or a history of many accidents, they may be unable to find traditional coverage.

In order to ensure that every driver carries the legally required liability insurance, the state maintains the South Dakota Automobile Insurance Plan program. Under this program, high-risk drivers can apply to any insurance provider in South Dakota, even a provider that has previously turned them down.

Proof of insurance

The law in South Dakota requires that all drivers carry proof of insurance with them when they drive. Drivers must present proof of insurance to a law enforcement officer at the scene of an accident, or at a traffic stop. Your proof of insurance must include at least this information:

  • The insurance provider’s name

  • The policy number

  • The effective and expiration date of the policy

Usually this document is the insurance ID card provided by the driver’s authorized insurance provider.

If a driver used a different method for securing financial responsibility, proof may be submitted in these form as well:

  • The certificate of deposit of cash or bonds from the State Treasurer

  • The certificate of self-insurance from the South Dakota Motor Vehicle Division

Violation penalties

If a driver is caught operating a vehicle without car insurance in South Dakota, they could face severe penalties, including:

  • A $100 fine

  • 30 days in jail

  • A one-year suspension of driver’s license

  • A mandatory filing of an SR-22 Proof of Insurance document for three years. This document is a guarantee to the state that you will carry insurance for the specified time, and is usually only required of drivers who have been convicted of reckless driving charges, such as DUI.

For more information, or to renew your registration online, contact the South Dakota Motor Vehicles Division of the Department of Revenue through their website.


Next Step

Schedule Brake Pad Replacement

The most popular service booked by readers of this article is Brake Pad Replacement. Yourmechanic’s technicians bring the dealership to you by performing this job at your home or office 7 days a week between 7AM-9PM. We currently cover over 10k cities and have 100k+ 5-star reviews... LEARN MORE

SEE PRICING & SCHEDULING

The statements expressed above are only for informational purposes and should be independently verified. Please see our terms of service for more details

Recent Brake Pad Replacement reviews

Excellent Rating


YourMechanic Brake Pad Replacement Service

Average Rating

4.9/5

Number of Reviews

11,884

Rating Summary
11,350
339
70
35
90
11,350
339
70
35
90

Jose

8 years of experience
33 reviews
Jose
8 years of experience
BMW 325i - Brake Pads Replacement (Front) - Redwood City, California
I had a few mechanics from YM and _all_ of them arrived late (some even 2 hours late) , but not Jose! He arrived right on time! I gave him the keys and let him do his job. I am a curious person so I asked him a few questions about his techniques and he had no problem answering them all with detailed explanations! He did run into a problem on my car because of stripped bolts, but he literally went above and beyond and found a way to remove it. Best mechanic ever.
Lexus CT200h - Brake Pads Replacement (Front) - South San Francisco, California
Jose was on time and did a great job on my brakes. He was friendly and explained the entire process. Would highly recommend.

Augustine

11 years of experience
35 reviews
Augustine
11 years of experience
Chevrolet Equinox - Brake Pads Replacement (Front) - Rio Rancho, New Mexico
Augustine was amazing. He was the perfect example of customer service all around. While he was working, I was recommending him to my neighbors. Next time I need work, I will be requesting Augustine specifically!!!!! Please give him a raise or bonus!!!
Toyota Corolla - Brake Pads Replacement (Front) - Albuquerque, New Mexico
Mr. Sanchez showed up on time and finished replacing my rotors and break pads. He was very informative and treats your car like his own. He was very time efficient and communicated very well. I highly recommend Mr. Sanchez’s services!!!!

John

26 years of experience
552 reviews
John
26 years of experience
GMC Yukon XL 1500 - Brake Pads Replacement (Rear) - League City, Texas
I am so happy John is back. I trust him very much. He is efficient and has a tremendous amount of mechanical knowledge. He is a true asset to Your Mechanic.
Ford F-150 - Brake Pads Replacement (Front, Rear) - Alvin, Texas
I like John because he is very knowledgeable about all my vehicles. In addition he is very organized regarding how he performs his work.

Wesley

8 years of experience
45 reviews
Wesley
8 years of experience
Dodge Nitro - Brake Pads Replacement (Front) - Peoria, Arizona
Great experience. Very professional, friendly, and knowledgeable. Highly recommended and will continue to use for future work.

Need Help With Your Car?

Our certified mobile mechanics make house calls in over 2,000 U.S. cities. Fast, free online quotes for your car repair.

GET A QUOTE